Hail, wind and storm damage is considered an insurance loss on your homeowner’s policy.
Most insurance companies will pay the entire cost, less your deductible, for replacing the roof if it is damaged. The claim is also considered a natural disaster and does not count against you for future rate increases.
We're Your Insurance Claims Specialists
Excellent Roofing specializes in accident and weather-related damage repair and replacement; including exterior roofing, gutters, siding, windows, interior painting, sheetrock, ceiling texture, flooring, and carpet cleaning.
We Work With Your Insurance Company For You
Our involvement prevents you from getting stuck with a settlement that won’t cover your costs, or even worse, getting denied. We will help you deal with your insurance company and meet with your insurance adjuster if requested.
Only Pay Your Deductible
With Excellent Roofing, you will pay zero out-of-pocket expense other than your insurance deductible. We agree to accept what your insurance company will pay for the claim, including your deductible, and ensure the highest quality repair or replacement.
We typically offer valuable upgrade incentives that you may be eligible to receive. And these incentives can benefit you and your insurance company.
An example of an upgrade incentive would be a no-cost shingle quality upgrade.
One of the Memphis Areas Most Credentialed Roofing Contractor
Our company is also the most credentialed roofing contractor in the Mid-South, and our employees are trained to the highest standards.
The Insurance Claims Process
- First, we ask that you provide us with a copy of your insurance adjusters summary report so we can review the scope of work and check all measurements to ensure all damage is fairly evaluated and reported accurately
- Second, we match our contract to the work specified in the insurance adjusters summary report, including any supplements that may need to be added if the insurance adjuster missed something.
- Third, we fax the signed contract to the insurance company.
- Fourth, if there is a mortgage on the home, the mortgage company’s name will most likely be on the check along with yours. Most likely there will be several forms to be filled out and notarized. We provide our Fed Ex account for you to overnight the check for endorsement and forward the documents needed to process.